Financing with Our Dealership

Welcome to Dutchess Kia's Finance Department, your auto loan and car lease resource in the Mid Hudson Valley! We're eager to provide financing for your new car or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Dutchess Kia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Dutchess Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Kia Financing Center in Poughkeepsie NY

All types of credit, from good to bad, can qualify for an auto loan. Even having no credit is no problem! Our Kia financing specialists work with you to secure a no credit car loan if your situation demands it. Dutchess Kia has strong relationships and is committed to finding you the perfect car loan company to suit your auto finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing in Fishkill NY and the surrounding areas!

Simply contact our team and we'll help you drive home in your next car, SUV or minivan! We'll help you find the vehicle that's right for your budget, as well as your driving needs.

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Contact Information

Purchase Timeframe

Your privacy is important to us.

Dutchess Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Dutchess Kia

    2291 South Road
    Poughkeepsie, NY 12601

    • Sales: (845) 462-7700
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Get in Touch

  • Contact our Sales Department at: (845) 462-7700
  • Monday9:00am-7:00pm
  • Tuesday9:00am-7:00pm
  • Wednesday9:00am-7:00pm
  • Thursday9:00am-7:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 6:00pm
  • SundayClosed